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Operations Associate, Merchant KYC

PhonePe

Job overview

DesignationOperations Associate, Merchant KYC
CompanyPhonePe
Job locationBangalore
Experience0–2 Years Experience
Employment typefull time

Job description

The Know Your Customer (KYC) Specialist plays a critical role in ensuring compliance and regulatory adherence for the PhonePe Offline Merchant Business. This role involves the accurate and timely validation of merchant-submitted documents, following established Standard Operating Procedures (SOPs), and maintaining high levels of quality and process adherence.

Key responsibilities

• Validate merchant KYC documents
• Verify Proof of Business, Identity, Address, Entity, and Financial documents
• Ensure compliance with RBI regulations and PhonePe policies
• Follow Standard Operating Procedures (SOPs)
• Detect suspicious or fraudulent document patterns
• Escalate complex verification cases
• Meet Service Level Agreements (SLAs)
• Maintain high accuracy and compliance scores
• Handle confidential merchant information securely
• Review multilingual documents when required

KEY PERFORMANCE METRICS (KPMs)

• Average Handling Time (AHT)
• Quality Score
• Compliance Score
• Shift & Roster Adherence

Required skills

• KYC Verification
• Document Validation
• Compliance
• Data Verification
• Attention to Detail
• Analytical Thinking
• Process Adherence
• Data Confidentiality
• English Reading
• MS Office
• Typing Accuracy

Eligibility & qualifications

• Any Graduate
• 0–2 years of experience
• Excellent English reading skills (Mandatory)
• Regional language reading (Preferred)
• Ability to work with confidential information
• Willingness to work 6 days a week
• Comfortable with rotational week-offs
• Comfortable with day rotational shifts

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